The verdict
TopCashback.com.au — ShopBack 9.4%, TopCashback.com.au 87.1%, 3.5% Tied
Who pays more, and how often
| Pays more at | 46 (9.4%) | 425 (87.1%) |
| Average advantage when ahead | +3.70% | +3.57% |
| Stores with live rates | 1287 | 1488 |
| Only on this portal | 465 | 666 |
332 shared stores are left out because one side quotes an "up to" ceiling rather than a guaranteed rate.
2 shared stores are left out because one side pays a flat amount and the other a percentage, with no typical order value held for them.
Top stores where ShopBack pays more
| Store | Advantage | ||
|---|---|---|---|
| WorldFirst | $200 | $5 | +195.00 |
| Coinbase | $73 | $20 | +53.00 |
| Xero | $50 | $35 | +15.00 |
| Shopify | $56 | $42 | +14.00 |
| Ettitude | 16.1% | 4% | +12.1% |
| Philips Hue | 20% | 8% | +12% |
| La Roche-Posay | 18% | 7.70% | +10.3% |
| CyberGhost VPN | 110% | 100% | +10% |
| Giorgio Armani Beauty | 16% | 7.70% | +8.3% |
| Beauty Amora | 12.6% | 5% | +7.6% |
| Canningvale | 10.5% | 4% | +6.5% |
| Shoe Warehouse | 10.5% | 4% | +6.5% |
| Angara | 8.4% | 3% | +5.4% |
| L'OCCITANE | 8.4% | 3% | +5.4% |
| Wrinkles Schminkles | 7.5% | 3% | +4.5% |
Top stores where TopCashback.com.au pays more
| Store | Advantage | ||
|---|---|---|---|
| Kitbag | 1% | 5% | +4% |
| StrawberryNET | 6% | 8% | +2% |
| Macy's | 1.5% | 3% | +1.5% |
| NordVPN | 10% | 50% | +40% |
| PureVPN | 15% | 50% | +35% |
| Norton | 10% | 40% | +30% |
| Surfshark | 25% | 50% | +25% |
| Hostelworld | 3.5% | 25% | +21.5% |
| pdfFiller | $19 | $40 | +21.00 |
| Verve Portraits | 10% | 30% | +20% |
| Marley Spoon | $12.50 | $30 | +17.50 |
| Foot Locker | 3% | 18% | +15% |
| Kaspersky | 15% | 30% | +15% |
| Kiehl's | 5% | 20% | +15% |
| PetsOnMe Pet Insurance | $35 | $50 | +15.00 |
ShopBack vs TopCashback.com.au cashback frequently asked questions
Across the 488 stores both portals cover with directly comparable rates, ShopBack currently pays more at 9.4% of them and TopCashback.com.au at 87.1%. Which is better for you depends on where you shop - the store tables above break it down.
ShopBack pays more at 9.4% of shared stores, by 3.70 percentage points on average when it does. TopCashback.com.au pays more at 87.1%, by 3.57 points. Winning more often and winning by more are not the same thing.
ShopBack has live rates at 1,287 stores and TopCashback.com.au at 1,488. But 465 are only on ShopBack and 666 only on TopCashback.com.au, so the wider catalogue is not automatically the better one for the shops you actually use.
Of the 822 stores both portals cover, 332 are left out because one side quotes an "up to" ceiling rather than a guaranteed rate, and 2 because one pays a flat amount against a percentage. That leaves 488 compared directly.
Yes. Only one cashback portal can be credited for a given purchase, so the usual approach is to keep accounts with both and click through whichever pays more at that store. That is what this page is for.
Rates were last verified November 14, 2026, and this page recomputes when they change.
Methodology
Based on 488 overlapping stores where both portals quote directly comparable rates. Rates verified November 14, 2026.