The verdict
TopCashback.com.au — ShopBack 17.5%, TopCashback.com.au 80.2%, 2.3% Tied
Who pays more, and how often
| Pays more at | 84 (17.5%) | 385 (80.2%) |
| Average advantage when ahead | +4.67% | +3.80% |
| Stores with live rates | 1278 | 1431 |
| Only on this portal | 478 | 631 |
319 shared stores are left out because one side quotes an "up to" ceiling rather than a guaranteed rate.
1 shared stores are left out because one side pays a flat amount and the other a percentage, with no typical order value held for them.
Top stores where ShopBack pays more
| Store | Advantage | ||
|---|---|---|---|
| WorldFirst | $200 | $5 | +195.00 |
| Coinbase | $75 | $20 | +55.00 |
| NordVPN | 98% | 50% | +48% |
| La Roche-Posay | 25% | 7.70% | +17.3% |
| Giorgio Armani Beauty | 20% | 7.70% | +12.3% |
| YSL Beauty | 20% | 7.70% | +12.3% |
| Ettitude | 16.1% | 4% | +12.1% |
| Crocs | 12.6% | 4% | +8.6% |
| Converse | 10% | 2% | +8% |
| Myprotein | 16% | 8% | +8% |
| Viator | 12% | 4% | +8% |
| Lovisa | 10% | 3% | +7% |
| Black Pepper | 10.5% | 4% | +6.5% |
| Canningvale | 10.5% | 4% | +6.5% |
| Champion | 10.5% | 4% | +6.5% |
Top stores where TopCashback.com.au pays more
| Store | Advantage | ||
|---|---|---|---|
| Kitbag | 1% | 5% | +4% |
| StrawberryNET | 6% | 8% | +2% |
| Macy's | 1.5% | 3% | +1.5% |
| PureVPN | 15% | 130% | +115% |
| Surfshark | 25% | 100% | +75% |
| Norton | 10% | 40% | +30% |
| Hostelworld | 3.5% | 25% | +21.5% |
| pdfFiller | $19 | $40 | +21.00 |
| CyberGhost VPN | 100% | 120% | +20% |
| ExpressVPN | 100% | 120% | +20% |
| Private Internet Access | 100% | 120% | +20% |
| Verve Portraits | 10% | 30% | +20% |
| Marley Spoon | $12.50 | $30 | +17.50 |
| Emergent | 15% | 30% | +15% |
| Kaspersky | 15% | 30% | +15% |
ShopBack vs TopCashback.com.au cashback frequently asked questions
Across the 480 stores both portals cover with directly comparable rates, ShopBack currently pays more at 17.5% of them and TopCashback.com.au at 80.2%. Which is better for you depends on where you shop - the store tables above break it down.
ShopBack pays more at 17.5% of shared stores, by 4.67 percentage points on average when it does. TopCashback.com.au pays more at 80.2%, by 3.80 points. Winning more often and winning by more are not the same thing.
ShopBack has live rates at 1,278 stores and TopCashback.com.au at 1,431. But 478 are only on ShopBack and 631 only on TopCashback.com.au, so the wider catalogue is not automatically the better one for the shops you actually use.
Of the 800 stores both portals cover, 319 are left out because one side quotes an "up to" ceiling rather than a guaranteed rate, and 1 because one pays a flat amount against a percentage. That leaves 480 compared directly.
Yes. Only one cashback portal can be credited for a given purchase, so the usual approach is to keep accounts with both and click through whichever pays more at that store. That is what this page is for.
Rates were last verified October 22, 2026, and this page recomputes when they change.
Methodology
Based on 480 overlapping stores where both portals quote directly comparable rates. Rates verified October 22, 2026.