The verdict
TopCashback.com.au — ShopBack 9.0%, TopCashback.com.au 87.2%, 3.8% Tied
Who pays more, and how often
 ShopBack | TopCashback.com.au | |
|---|---|---|
| Pays more at | 43 (9.0%) | 415 (87.2%) |
| Average advantage when ahead | +3.45% | +3.56% |
| Stores with live rates | 1270 | 1408 |
| Only on this portal | 474 | 612 |
319 shared stores are left out because one side quotes an "up to" ceiling rather than a guaranteed rate.
1 shared stores are left out because one side pays a flat amount and the other a percentage, with no typical order value held for them.
Top stores where ShopBack pays more
| Store | ShopBack | TopCashback.com.au | Advantage |
|---|---|---|---|
| Coinbase | $75 | $20 | +55.00 |
| Kiehl's | 25% | 7.70% | +17.3% |
| Ettitude | 16.1% | 4% | +12.1% |
| Beauty Amora | 14% | 5% | +9% |
| Lovisa | 11% | 3% | +8% |
| Princess Polly | 12% | 5% | +7% |
| Shoes & Sox | 10.5% | 4% | +6.5% |
| Angara | 8.4% | 3% | +5.4% |
| Kaspersky | 35% | 30% | +5% |
| IHG Hotels & Resorts | 7.5% | 3% | +4.5% |
| Wrinkles Schminkles | 7.5% | 3% | +4.5% |
| New Era Cap | 6% | 2% | +4% |
| The WOD Life | 7% | 3% | +4% |
| Momcozy | 4.9% | 1% | +3.9% |
| LEGOLAND Discovery Centre Melbourne | 5.6% | 2% | +3.6% |
Top stores where TopCashback.com.au pays more
| Store | ShopBack | TopCashback.com.au | Advantage |
|---|---|---|---|
| Kitbag | 1% | 5% | +4% |
| StrawberryNET | 6% | 8% | +2% |
| Macy's | 1.5% | 3% | +1.5% |
| NordVPN | 10% | 100% | +90% |
| PureVPN | 15% | 50% | +35% |
| Norton | 10% | 40% | +30% |
| PetsOnMe Pet Insurance | $24.50 | $50 | +25.50 |
| Surfshark | 25% | 50% | +25% |
| Hostelworld | 2.25% | 25% | +22.75% |
| CyberGhost VPN | 100% | 120% | +20% |
| Hostinger | 20% | 40% | +20% |
| Private Internet Access | 100% | 120% | +20% |
| Peak Chocolate | 14% | 32% | +18% |
| Marley Spoon | $12.50 | $30 | +17.50 |
| Greencross Vets | $8 | $25 | +17.00 |
ShopBack vs TopCashback.com.au cashback frequently asked questions
Across the 476 stores both portals cover with directly comparable rates, ShopBack currently pays more at 9.0% of them and TopCashback.com.au at 87.2%. Which is better for you depends on where you shop - the store tables above break it down.
ShopBack pays more at 9.0% of shared stores, by 3.45 percentage points on average when it does. TopCashback.com.au pays more at 87.2%, by 3.56 points. Winning more often and winning by more are not the same thing.
ShopBack has live rates at 1,270 stores and TopCashback.com.au at 1,408. But 474 are only on ShopBack and 612 only on TopCashback.com.au, so the wider catalogue is not automatically the better one for the shops you actually use.
Of the 796 stores both portals cover, 319 are left out because one side quotes an "up to" ceiling rather than a guaranteed rate, and 1 because one pays a flat amount against a percentage. That leaves 476 compared directly.
Yes. Only one cashback portal can be credited for a given purchase, so the usual approach is to keep accounts with both and click through whichever pays more at that store. That is what this page is for.
Rates were last verified September 27, 2026, and this page recomputes when they change.
Methodology
Based on 476 overlapping stores where both portals quote directly comparable rates. Rates verified September 27, 2026.