# The Memo Cashback — Compare Rates Across 3 Cashback Portals

> au.GotCashback.com tracks The Memo cashback rates across 3 cashback portals, updated 2026-07-24T22:19:46Z. Current best rate: **3%** via **TopCashback.com.au**. This page is the agent-readable version of https://au.gotcashback.com/Stores/The-Memo/.

- Canonical HTML page: https://au.gotcashback.com/Stores/The-Memo/
- Data freshness: rates last checked 2026-07-24T22:19:46Z; rates change frequently — treat values older than 24 hours as stale and re-fetch.
- All rates apply to online purchases initiated through the portal's tracking link unless noted otherwise.

Discover The Memo cashback rates of up to up to 3% from 3 trusted Austalia cashback portals.

## Best Current Rate

| Field | Value |
|---|---|
| Best rate | 3% |
| Portal | [TopCashback.com.au](https://au.gotcashback.com/Portals/topcashback-au/) |
| Rate type | flat |
| Cashback link | https://au.gotcashback.com/Click/topcashback-au/The-Memo/ |

## All Portal Rates

Sorted by cashback rate, highest first. Use the "Cashback link" URL to activate rate comparison and tracking.

| Portal | Cashback rate | End date | Conditions | Cashback link |
|---|---|---|---|---|
| [TopCashback.com.au](https://au.gotcashback.com/Portals/topcashback-au/) | 3% | — | — | https://au.gotcashback.com/Click/topcashback-au/The-Memo/ |
| [ShopBack](https://au.gotcashback.com/Portals/shopback/) | 1.8% | — | — | https://au.gotcashback.com/Click/shopback/The-Memo/ |
| [Qantas Shopping](https://au.gotcashback.com/Portals/qantas-shopping/) | 1 point / $1 | — | — | https://au.gotcashback.com/Click/qantas-shopping/The-Memo/ |

## Rate History

Chart-ready JSON with historical best rates per portal:

- Last 12 months: https://au.gotcashback.com/Stores/The-Memo/History/Json/year/
- Last 30 days: https://au.gotcashback.com/Stores/The-Memo/History/Json/month/

## Terms & Exclusions

Common conditions for cashback (verify per portal before purchase):

- Cashback typically applies to orders initiated through the portal's tracking link; in-store offers, where available, are listed separately above.
- Gift card purchases usually do not earn cashback.
- Cashback is voided if another browser extension or coupon code claims the affiliate attribution.
- Tracking requires clicking through the portal link with ad/tracker blocking disabled.
- Portal-specific conditions are listed in the "Conditions" column above.

## How It Works

1. Compare rates in the tables above and pick a portal.
2. Follow the cashback link, sign in (or register) at the portal, and click through to The Memo from the portal.
3. Complete your purchase in the same session without visiting other coupon sites.
4. Cashback tracks in your portal account and becomes withdrawable after the portal's payout waiting period.

## FAQ

**How does The Memo cashback work?**
The Memo cashback works by allowing users to earn cashback on their online purchases through participating cashback portals like SimplyBestCoupons.com.

**Which cashback portals offer The Memo cashback?**
Popular cashback portals like SimplyBestCoupons.com offer The Memo cashback for users looking to earn cashback on their online purchases.

**How do I earn The Memo cashback through cashback portals?**
To earn The Memo cashback through cashback portals, users typically need to sign up for an account, find the store they want to shop at, click on the cashback link, and complete their purchase to earn cashback.

**Is The Memo cashback available on all purchases made through cashback portals?**
The availability of The Memo cashback on purchases made through cashback portals may vary depending on the store and current cashback rates, so it's recommended to check the terms and conditions.

**How long does it take to receive The Memo cashback after making a purchase through cashback portals?**
The time it takes to receive The Memo cashback after making a purchase through cashback portals can vary, but it typically ranges from a few days to a few weeks, depending on the store and cashback portal.

**Are there any requirements to earn The Memo cashback through cashback portals?**
While specific requirements may vary, users typically need to have a registered account with the cashback portal, click through the portal to the store's website, and complete their purchase without using ad blockers or coupon codes that are not approved.

**Can I earn The Memo cashback in addition to using coupons or discounts?**
In some cases, users may be able to earn The Memo cashback in addition to using coupons or discounts, but it's essential to check the terms and conditions of both the cashback portal and the store to ensure eligibility.

**What should I do if my The Memo cashback is not showing up in my account after a purchase?**
If The Memo cashback does not appear in your account after making a purchase through a cashback portal, it's recommended to reach out to the cashback portal's customer service for assistance and provide proof of purchase if required.

**How can I maximize my earnings with The Memo cashback through cashback portals?**
To maximize earnings with The Memo cashback through cashback portals, users can look for special promotions, refer friends to the cashback portal, and regularly check for updated cashback rates on stores.

**Is The Memo cashback the same across all cashback portals?**
The Memo cashback rates may vary across different cashback portals, so users are encouraged to compare rates and offerings to determine the best cashback portal for earning The Memo cashback.

**Are there any fees associated with earning The Memo cashback through cashback portals?**
Typically, there are no fees for earning The Memo cashback through cashback portals. Users can sign up for free accounts on cashback portals like SimplyBestCoupons.com to start earning cashback on their purchases.

**Can I use multiple cashback portals to earn The Memo cashback on the same purchase?**
Using multiple cashback portals to earn The Memo cashback on the same purchase is generally not recommended, as it may violate terms and conditions and lead to cashback being voided. It's best to choose one cashback portal per purchase.

**What happens if I return a product that earned me The Memo cashback?**
If a user returns a product that earned them The Memo cashback, the cashback amount may be reversed or deducted from their cashback earnings to reflect the return. It's essential to check the cashback portal's policies on returns.

**Is The Memo cashback stackable with other cashback offers?**
Stacking The Memo cashback with other cashback offers may not be allowed, as it can lead to tracking issues and potential cashback being voided. It's advisable to review the terms and conditions of the cashback portal.

**Can I earn The Memo cashback on international purchases through cashback portals?**
Earning The Memo cashback on international purchases through cashback portals may be possible, but it's essential to check the list of eligible stores and countries where The Memo cashback is available to ensure eligibility.

**How secure is earning The Memo cashback through cashback portals?**
Earning The Memo cashback through reputable cashback portals like SimplyBestCoupons.com is generally secure, as these portals use encryption and secure payment methods to protect users' personal and financial information.

**What types of payment methods can I use to earn The Memo cashback through cashback portals?**
Users can typically use various payment methods, such as credit cards, debit cards, or PayPal, to earn The Memo cashback through cashback portals. It's essential to check the specific payment options accepted by the cashback portal.

**Can I earn The Memo cashback on purchases made through mobile apps?**
Earning The Memo cashback on purchases made through mobile apps may be possible, depending on the cashback portal and store. Some cashback portals offer mobile app cashback, allowing users to earn cashback on-the-go.

**Are there limits to how much The Memo cashback I can earn through cashback portals?**
There may be limits to how much The Memo cashback users can earn through cashback portals, such as maximum cashback amounts per purchase or per time period. Users are advised to check the terms and conditions for details.

**How can I keep track of my earnings with The Memo cashback through cashback portals?**
Users can typically track their earnings with The Memo cashback through their account on the cashback portal. The portal may provide information on pending, approved, and paid cashback amounts for easy monitoring.

## Related

- All stores index (HTML): https://au.gotcashback.com/Stores/
- Site index for agents: https://au.gotcashback.com/llms.txt

---
*Machine-readable metadata*

```json
{
  "type": "CashbackStoreOffer",
  "store": "The Memo",
  "canonical": "https://au.gotcashback.com/Stores/The-Memo/",
  "lastUpdated": "2026-07-24T22:19:46Z",
  "bestRate": {
    "advertised": "3%",
    "effectivePercent": 3,
    "tiered": false,
    "portal": "TopCashback.com.au",
    "portalUrl": "https://au.gotcashback.com/Portals/topcashback-au/",
    "clickUrl": "https://au.gotcashback.com/Click/topcashback-au/The-Memo/"
  },
  "portalCount": 3,
  "portals": [
    {
      "name": "TopCashback.com.au",
      "rate": "3%",
      "effectivePercent": 3,
      "tiered": false,
      "locationType": "Online",
      "offerType": "Cashback Portals",
      "url": "https://au.gotcashback.com/Click/topcashback-au/The-Memo/"
    },
    {
      "name": "ShopBack",
      "rate": "1.8%",
      "effectivePercent": 1.8,
      "tiered": false,
      "locationType": "Online",
      "offerType": "Cashback Portals",
      "url": "https://au.gotcashback.com/Click/shopback/The-Memo/"
    },
    {
      "name": "Qantas Shopping",
      "rate": "1 point / $1",
      "effectivePercent": 1,
      "tiered": false,
      "locationType": "Online",
      "offerType": "Cashback Portals",
      "url": "https://au.gotcashback.com/Click/qantas-shopping/The-Memo/"
    }
  ]
}
```