# Loaded Cashback — Compare Rates Across 1 Cashback Portals

> au.GotCashback.com tracks Loaded cashback rates across 1 cashback portals, updated 2026-07-24T22:16:40Z. Current best rate: **Up to 5%** via **TopCashback.com.au**. This page is the agent-readable version of https://au.gotcashback.com/Stores/Loaded/.

- Canonical HTML page: https://au.gotcashback.com/Stores/Loaded/
- Store website: https://loaded.com
- Data freshness: rates last checked 2026-07-24T22:16:40Z; rates change frequently — treat values older than 24 hours as stale and re-fetch.
- All rates apply to online purchases initiated through the portal's tracking link unless noted otherwise.

Discover Loaded cashback rates of up to up to 5% from 1 trusted Austalia cashback portals.

## Best Current Rate

| Field | Value |
|---|---|
| Best rate | Up to 5% |
| Portal | [TopCashback.com.au](https://au.gotcashback.com/Portals/topcashback-au/) |
| Rate type | tiered — varies by category (listed rate is the maximum) |
| Cashback link | https://au.gotcashback.com/Click/topcashback-au/Loaded/ |

## All Portal Rates

Sorted by cashback rate, highest first. Use the "Cashback link" URL to activate rate comparison and tracking.

| Portal | Cashback rate | End date | Conditions | Cashback link |
|---|---|---|---|---|
| [TopCashback.com.au](https://au.gotcashback.com/Portals/topcashback-au/) | Up to 5% (up to) | — | — | https://au.gotcashback.com/Click/topcashback-au/Loaded/ |

## Rate History

Chart-ready JSON with historical best rates per portal:

- Last 12 months: https://au.gotcashback.com/Stores/Loaded/History/Json/year/
- Last 30 days: https://au.gotcashback.com/Stores/Loaded/History/Json/month/

## Terms & Exclusions

Common conditions for cashback (verify per portal before purchase):

- Cashback typically applies to orders initiated through the portal's tracking link; in-store offers, where available, are listed separately above.
- Gift card purchases usually do not earn cashback.
- Cashback is voided if another browser extension or coupon code claims the affiliate attribution.
- Tracking requires clicking through the portal link with ad/tracker blocking disabled.
- Portal-specific conditions are listed in the "Conditions" column above.

## How It Works

1. Compare rates in the tables above and pick a portal.
2. Follow the cashback link, sign in (or register) at the portal, and click through to Loaded from the portal.
3. Complete your purchase in the same session without visiting other coupon sites.
4. Cashback tracks in your portal account and becomes withdrawable after the portal's payout waiting period.

## FAQ

**What is Loaded cashback and how does it work with cashback portals?**
Loaded cashback refers to cashback rewards earned through qualifying purchases made via cashback portals. When you shop through these portals, they track your purchases and award you a percentage back as Loaded cashback.

**How can I maximize my Loaded cashback earnings?**
To maximize Loaded cashback, compare different cashback portals to find the best rates, use coupons in conjunction with cashback offers, and take advantage of promotions or bonus offers on specific merchants.

**Do I need to sign up for cashback portals to earn Loaded cashback?**
Yes, to earn Loaded cashback, you must create an account on a cashback portal. This allows the portal to track your purchases and ensure you receive your cash back.

**What types of purchases qualify for Loaded cashback?**
Most purchases from partner retailers after clicking through a cashback portal qualify for Loaded cashback, including online shopping, bookings, and subscriptions. Always check the specific terms for each portal.

**Can I earn Loaded cashback on in-store purchases?**
Some cashback portals offer Loaded cashback for in-store purchases through linked cards or by uploading receipts. Check the specific portal for details on in-store cashback options.

**How long does it take to receive Loaded cashback?**
The time to receive Loaded cashback can vary by portal and retailer. Typically, it can take anywhere from a few hours up to several weeks for cashback to be confirmed and credited to your account.

**Are there any fees associated with earning Loaded cashback?**
Most cashback portals do not charge fees to earn Loaded cashback, but some may have withdrawal minimums or processing fees for cashing out your earnings. Always review the terms of the portal.

**Can I combine Loaded cashback with other discounts or promotions?**
Yes, you typically can combine Loaded cashback with other discounts, promo codes, and sales, maximizing your savings. Always check the portal's terms for restrictions on stacking offers.

**What happens if I return a product I purchased through a cashback portal?**
If you return a product purchased through a cashback portal, your Loaded cashback may be deducted or reversed as part of the return process. Make sure to review the return policy of the portal.

**Is there a limit to how much Loaded cashback I can earn?**
Most cashback portals do not impose a cap on total Loaded cashback earnings. However, specific promotions may have limits, so check the details for each offer you use.

**Can I earn Loaded cashback while using mobile apps?**
Yes, many cashback portals have mobile apps that allow you to earn Loaded cashback when shopping through your smartphone or tablet. Ensure you access the retailer through the app to qualify.

**What should I do if I don’t receive my Loaded cashback?**
If you don’t receive your Loaded cashback within the expected period, contact the cashback portal's customer support with details of your transaction for assistance in resolving the issue.

**Are there specific times to earn higher Loaded cashback rates?**
Yes, cashback portals often run special promotions during holidays, shopping events, or seasonal sales, providing higher Loaded cashback rates. Keep an eye on your portal's announcements and notifications.

**Do cashback portals offer Loaded cashback for subscriptions or recurring purchases?**
Some cashback portals do offer Loaded cashback for subscriptions, but it depends on the retailer. Check the specific terms for the retailer you are interested in to see if subscriptions qualify.

**Can I use multiple cashback portals to earn Loaded cashback?**
You can use multiple cashback portals, but you can only earn Loaded cashback for a purchase through one portal. Make sure to choose the portal offering the best cashback rate for your transaction.

**Is it safe to use cashback portals for earning Loaded cashback?**
Yes, most reputable cashback portals are safe to use, employing secure tracking methods for purchases. Always research the portal’s reviews and policies for your peace of mind.

**How can I track my Loaded cashback earnings?**
Most cashback portals provide user-friendly dashboards to track your Loaded cashback earnings, showing you pending and cleared cashbacks, as well as any available withdrawal options.

**What are the top cashback portals to earn Loaded cashback?**
Some of the top cashback portals for earning Loaded cashback include SimplyBestCoupons.com, Rakuten, Honey, and Swagbucks. Each portal offers various cashback rates and partner retailers.

**Do I need to keep receipts to claim Loaded cashback?**
While it is not always necessary to keep receipts when using cashback portals, it is advisable to save them, especially for high-value purchases or if the portal requires proof for cashback claims.

**Can I refer friends to earn more Loaded cashback?**
Many cashback portals have referral programs allowing you to earn bonus Loaded cashback for referring friends. Check your chosen portal for their specific referral offer details.

## Related

- All stores index (HTML): https://au.gotcashback.com/Stores/
- Site index for agents: https://au.gotcashback.com/llms.txt

---
*Machine-readable metadata*

```json
{
  "type": "CashbackStoreOffer",
  "store": "Loaded",
  "storeUrl": "https://loaded.com",
  "canonical": "https://au.gotcashback.com/Stores/Loaded/",
  "lastUpdated": "2026-07-24T22:16:40Z",
  "bestRate": {
    "advertised": "Up to 5%",
    "effectivePercent": 5,
    "tiered": true,
    "portal": "TopCashback.com.au",
    "portalUrl": "https://au.gotcashback.com/Portals/topcashback-au/",
    "clickUrl": "https://au.gotcashback.com/Click/topcashback-au/Loaded/"
  },
  "portalCount": 1,
  "portals": [
    {
      "name": "TopCashback.com.au",
      "rate": "Up to 5%",
      "effectivePercent": 5,
      "tiered": true,
      "locationType": "Online",
      "offerType": "Cashback Portals",
      "url": "https://au.gotcashback.com/Click/topcashback-au/Loaded/"
    }
  ]
}
```